Role: Collection Executive (Auto Loans)
Category: Job Details
- Industry: Financial Services
- Department: BFSI, Investments & Trading
- Employment Type: Full-time, Permanent
- Role Category: Insurance Operations
Category: Role Overview
This role involves managing collections and recovery for auto loan portfolios. You will be responsible for tracking borrowers, ensuring timely payments, handling field visits, and maintaining compliance while meeting strict recovery targets.
Category: Key Responsibilities
- Handle collection and recovery of auto loan accounts
- Manage individual collection portfolio and track performance
- Conduct 100% field visits and update visit details via mobile app
- Track asset availability and utilization
- Achieve daily, weekly, and monthly recovery targets
- Ensure compliance with processes and audit requirements
- Handle repossession of assets as per SOP guidelines
- Ensure timely deposit of collected payments
- Negotiate repayment plans and restructuring when required
- Prepare daily activity and collection reports
Category: Required Skills
- Strong communication and negotiation skills
- High self-drive and target-oriented mindset
- Ability to handle fieldwork and pressure situations
- Basic understanding of loan products (Auto Loans preferred)
- Compliance awareness and documentation handling
Category: Qualification
- Any Graduate
- Any Postgraduate (optional)
Category: Key Skills
- Collections & recovery
- Auto loans
- Cost management
- Compliance & auditing
- Portfolio management
Job Category: Field Collection Executive
Job Type: Full Time
Job Location: muzaffarpur